Liv Digital Bank by Emirates NBD

Liv Digital Bank by Emirates NBD is the first fully digital bank in the UAE, and this is what sets it apart from the classic market players. There is no need to visit branches, stand in queues or collect piles of papers. Everything from opening a bank account to issuing a virtual card works through online banking and mobile banking. A convenient registration process is provided for residents, non-residents and expats: customer identification (KYC, AML), biometrics, video selfies, Emirates ID, proof of residential address and income.

Credit and debit cards are issued online. You can choose a product with a high credit limit, bonus points, or cashback. There are digital wallets, NFC, QR code, and contactless payments — ideal tools for those who are used to paying quickly and securely. Minimum deposit, minimum balance, and transparent pricing plans make account maintenance predictable. And a monthly statement, available directly in your personal account, allows you to track finances without unnecessary actions.

International transfers? A couple of clicks. Currency conversion is instantaneous, with favorable rates and a clear commission. Corporate accounts, trade and project financing, corporate loans and asset management are available for businesses. Built-in data analytics and artificial intelligence offer personalized recommendations, help with budgeting, investments and insurance.

The security level meets international standards: two-factor authentication, PIN, biometric authentication. All transactions are subject to strict compliance control, sanctions and risk levels are taken into account. The system protects against fraud and skimming, and customer support is available 24/7 via a chatbot, contact center, and videoconference. Even a mystery shopper appreciates the quality of the service, which guarantees a continuous improvement in the customer experience.

Liv Digital Bank has become a symbol of the digital transformation of the banking sector in the region: convenience, security, flexibility and transparency of conditions make it the No. 1 choice for those who want to manage money quickly, modernly and without unnecessary barriers.